The message is clear: You don’t need rich parents. You don’t need a trust fund, or a fancy degree. You just need clarity, discipline, and the willingness to live differently from everyone around you.

Part memoir, part playbook, Making More With Less shares the hard-won learnings from two decades of false starts, failed businesses, and eventual financial freedom. This is a proven approach to building real wealth through spending less, investing the difference and running your life with the same rigor as a startup. It’s written for people aged 20 to 50+ put off by traditional financial advice that feels disconnected from real life.

Author, Rafael Niesten is brutally honest, often self-deprecating and at times laugh-out-loud funny. His formula is simple:

Live a minimalist lifestyle + apply start-up thinking to your personal life + benefit from the compounding results of disciplined choices = minimalist multi-millionaire status.

This book is an antidote to false promises of financial gurus selling courses and renting Lamborghinis. It shares real experience, real numbers, real results. If you feel as you’re working harder than ever and going backwards, this book offers a framework and multiple action steps to apply in everyday life that will increase your bank balance – without you feeling deprived!